Inflation Calculator
See how inflation erodes purchasing power over time. Calculate what today's money will be worth in the future or what future costs mean in today's dollars.
Enter Details
Inflation Impact
Future Cost (equivalent to $100,000 today)
$134,392
Purchasing Power
$74,409
Total Inflation
34.4%
Understanding Inflation
Our inflation calculator helps you understand how rising prices affect your money over time. It shows both the future cost of goods and the reduced purchasing power of your current savings.
How to Beat Inflation
- Invest in equities - Stocks historically outpace inflation
- Treasury I-Bonds - Government bonds indexed to inflation
- Real estate - Property values tend to rise with inflation
Inflation Calculator FAQ
What is inflation?▼
Inflation is the rate at which the general level of prices for goods and services rises over time, reducing the purchasing power of money. A 3% inflation rate means what costs $100 today will cost $103 next year.
How does inflation affect my savings?▼
Inflation erodes purchasing power. If your savings earn less than the inflation rate, you are effectively losing money in real terms. This is why investing is important for long-term wealth preservation.
What is a good inflation rate?▼
Most central banks target around 2% annual inflation as healthy for economic growth. Higher rates (above 4-5%) can be problematic, while deflation (negative inflation) can also harm economies.