Investment Calculator
Project the future value of your investments with an initial amount, monthly contributions, and compound interest over time.
Investment Details
Projected Results
Future Value
$300,851
Total Contributed
$130,000
Total Earnings
$170,851
How to Use the Investment Calculator
Our investment calculator helps you project how your money can grow over time through the power of compound interest and regular contributions.
Investment Growth Factors
- Time - The longer you invest, the more compounding works for you
- Contributions - Regular deposits accelerate growth
- Rate of Return - Higher returns compound faster
Investment Calculator FAQ
How does compound growth affect investments?▼
Compound growth means your returns earn returns. Over long periods, compounding can dramatically increase your investment value, which is why starting early is so beneficial.
What rate of return should I expect?▼
Historically, the S&P 500 has averaged about 10% annually before inflation (7% after). Conservative portfolios may average 4-6%, while aggressive portfolios may target 8-12%.
How much should I invest monthly?▼
A common guideline is to invest 15-20% of your gross income for retirement. The exact amount depends on your goals, timeline, and current financial situation.